Cash Concepts Pawnbrokers Romford

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Spread The Cost (layby)

Seen something amazing in one of our stores but don’t yet have the money to buy it, then why not consider a Layby to Spread the Cost. For a small deposit we’ll secure any item, and let you make payments suited to your budget to complete the purchase.


  • No interest is payable and there are no added costs; the price you see is the price you pay
  • No credit checks required
  • When you've paid all your instalments, you can take your goods away.

For example: £60 Gold chain

    • Deposit just £12
    • Then six (6) x fortnightly payments of £8 = £48
    • Total price you pay = £60

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